Honeydue vs PocketGuard: What’s the best personal budgeting app for you?

Expense Tracking
Allows users to track and label transactions, assisting in identifying online shopping expenses.
Automatically categorizes transactions, making it easy to identify online shopping expenditures.
Budgeting Limit
Provides a monthly limit tracker for each category, helping control online shopping expenses.
Uses 'In My Pocket' feature to let users know how much they can safely spend, aiding in managing online shopping.
Bill Reminders
Sends due date reminders for bills, potentially reducing the risk of overspending online due to late fees.
Bill Reduction
Identifies opportunities to lower recurring bills, freeing up more money for responsible online shopping.
Shared Expenses
Enables couples to manage and control shared expenses, indirectly helping manage combined online shopping habits.

Managing finances can be a daunting task, especially for compulsive spenders. In this digital era, numerous budgeting tools are helping transform the way individuals control their finances. Today, we will compare and contrast two popular budgeting apps – Honeydue and PocketGuard – and explore how they can help regulate online shopping habits.


Honeydue is a couples-friendly financial management tool that primarily focuses on shared expenses. It allows partners to keep track of their bills, bank accounts, loans, and investments in one place. Honeydue stands out due to its collaborative features, but let’s dissect its capacities further, especially with regards to online shopping.


  1. Shared Expense Tracking: This is a golden feature for couples. Honeydue lets each partner label their transactions and choose what information to share. This feature simplifies expense sharing and budgeting together.

  2. Bill Due Date Reminders: Honeydue sends timely reminders about upcoming bill payments. This can help lessen late fees and control overspending.

  3. Monthly Limit Tracker: Users can set a monthly limit for each category to control their expenditure. It’s an excellent tool for taking the reins of your online shopping.

Online Shopping Control

Honeydue does not explicitly target online shopping habits but, through its features, it indirectly supports control over such habits. By classifying your transactions, you can monitor your online shopping expenses and compare them against your established limits. Although, an explicit online shopping tracking feature would enhance the app’s value.


PocketGuard, on the other hand, tends to be more personal-centered. It aims to simplify personal finance management. With its unique ‘In My Pocket’ feature, PocketGuard takes the anxiety out of budgeting.


  1. ‘In My Pocket’ Feature: PocketGuard calculates the money left after accounting for bills, savings, and budget goals. This feature helps users understand how much they can safely spend without derailing from their budget.

  2. Expense Categorization: It automatically categorizes the transactions, making it easier to see where the money goes.

  3. Lower Your Bills: PocketGuard identifies opportunities for you to pay less on your recurring bills, helping save money.

Online Shopping Control

PocketGuard is more geared towards controlling online shopping habits compared to Honeydue. It offers a categorized breakdown of your spending, including online shopping. By using ‘In My Pocket’ feature, you can easily see whether your next online purchase will push you off your budget limits or not.


In conclusion, both Honeydue and PocketGuard offer robust features to control spending habits. Honeydue is better suited for couples looking to manage shared expenses, while PocketGuard is an excellent personal finance tool, with a special emphasis on understanding and controlling one’s online shopping habits.

Both apps don’t explicitly target online spending but through their categorization and limit setting features, they indirectly help monitor and regulate such habits. The choice between Honeydue and PocketGuard depends on your specific requirements, but rest assured, both are formidable tools in the journey towards financial control and budgeting.

What Else? Are these not the perfect fit?

Curious what else is out there in the land of personal budgeting apps? Not convinced that this is right for you? No worries! We’ve analyzed and compared 42 (!) different pairs of personal budgeting apps and you can check out our main jumping-off point for the set of reviews here: Choosing a Personal Budgeting App – What’s Right for You?

Have a personal budgeting app that you’d like our thoughts on? Drop us a line and we’d love to add it in. 🙂